As we wrap up 2024, it’s a great time to ensure your finances are in strong shape for the new year and to make sure you are not missing out on anything in the current year.
Year-End Financial Checklist
Check In On Your Health: We often talk about financial health, but your physical & mental health are even more valuable. Do you need to schedule any appointments, especially if they are covered annually by your employer?
Max Out Your Health Savings Account (HSA) and/or Use Flexible Spending Account (FSA) Funds: Health Savings Accounts and Flexible Spending Accounts allow you to save and pay for qualified medical expenses with tax-free dollars. Websites like Amazona and hsastore.com provide lists of qualifying everyday products you can use the account funds for if you have one through your employer.
Boost Your Education Savings: If you’re saving for a child’s education, contribute to a 529 plan before the year is up. When a 529 plan is used for qualified education expenses, the entire value is tax-free, including the initial contribution & growth.
Get Your Free Annual Credit Report: Why not check out your current credit score if you can get it for free? It’s great to check in on this regularly, and the end of the year is the perfect time. Go to AnnualCreditReport.com and download all three reports. Check behind that everything is accurate.
Adjust Withholdings: Is your typical tax refund what you expect? Would you like it to be more or less? Adjust your tax withholdings from your employer to make the most of funds through the year, or put more towards it for a larger tax return.
Reflect on your Financial Goals: Take a moment to reflect on the progress you’ve made towards your 2024 goals and consider the following. Are there any steps you can take before the end of the year to help meet your goals? Do you need to adjust your goals or budget? Are there any new financial goals you would like to start in 2025? If you need a bridge to meet your 2024 goals, visit a local CashMax location to speak with a friendly team member to set yourself up for success in 2025.
1. Get pre-approved for a cash advance or title loan over the phone from one of our knowledgeable associates.
2. You can start the process of getting a cash advance or title loan online
3. CashMax has 36 convenient locations in Texas to serve you:
- 12209 Lake June Road, Balch Springs, TX 75180
- 4105 State Hwy 121, Bedford, TX 76021
- 2019 N. Center Street, Bonham, TX 75418
- 1420 S. Bridge Street, Brady, TX 76825
- 551 W. Commerce Street, Brownwood, TX 76801
- 750 Hurst Street, Center, TX 75935
- 1907 Ave. F NW, Childress, TX 79201
- 617 W. Henderson Street, Cleburne, TX 76033
- 2001 Texas Avenue, College Station, TX 77840
- 2127 East Highway 190, Copperas Cove, TX 76522
- 1845 South FM 51, Decatur, TX 76234
- 411 W. University, Denton, TX 76201
- 615 E. Camp Wisdom Road, Duncanville, TX 75116
- 308 E. Ennis Ave., Ennis, TX 75119
- 5732 Camp Bowie Blvd., Fort Worth, TX 76107
- 2516 NE 28th Street, Fort Worth, TX 76106
- 1714 N. Culberson Street, Gainsville, TX 76240
- 3354 Broadway Blvd., Garland, TX 75043
- 2115 State Highway 16 South, Graham, TX 76450
- 928 N. Belt Line Road, Grand Prairie, TX 75050
- 1319 S. Jackson Street, Jacksonville, TX 75766
- 610 E. Lantrip Street, Kilgore, TX 75662
- 2501 South WS Young Drive, Killeen, TX 76541
- 207 A Hwy 183 North, Leander, TX 78641
- 1288 W. Main Street, Lewisville, TX 75067
- 508 E. Loop 281, Longview, TX 75605
- 300 S. Chestnut, Lufkin, TX 75901
- 1809 US Hwy 281, Marble Falls, TX 78654
- 2500 North Street, Nacogdoches, TX 75965
- 2102 Crockett Road, Palestine, TX 75801
- 147 N. Collegiate Drive, Paris, TX 75460
- 1827 Texoma Parkway, Sherman, TX 75090
- 406 S. Southwest Loop 323, Tyler, TX 75702
- 915 Hillcrest Drive, Vernon, TX 76384
- 3117 Kemp Blvd., Wichita Falls, TX 76308
